Distinguished Engineer - Card Servicing Applications

Distinguished Engineer - Card Servicing Applications

As a Distinguished Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud.

You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community.

Distinguished Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

About the team:
Capital One's credit card business is dynamic, fast-growing, and powered by innovative products and advantaged technology. Servicing is a critical differentiator across businesses today, and something we obsess over at Capital One given the importance of caring for customers' finances. Come join the team working to power exceptional customer and agent experiences at scale leveraging the latest tech to deliver realtime, intelligent, AI-enabled banking for millions.

If you are ready to provide thought leadership and build engineering excellence across Capital One's engineering teams, come join us in our mission to change banking for good.

Responsibilities:

• Articulate and evangelize a bold technical vision for your domain

• Decompose complex problems into practical and operational solutions

• Ensure the quality of technical design and implementation

• Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability

• Continue learning and injecting advanced technical knowledge into our community

• Handle several projects simultaneously, balancing your time to maximize impact

• Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community

• Drive next-generation technical implementation through the creation of high-level and low-level technical architectures for full-stack applications. Connect high level strategy with low level implementation, going deep into implementation when appropriate

• Apply Generative AI for the appropriate business use cases with strong focus on guard rails

• Identify and act on opportunities for application reuse and consolidation, both within your domain and by providing or consuming capabilities from other domains or lines of business.

• Ensure architecture decisions are clearly reasoned, documented and communicated within your line of business - and across lines of business.

• Lead hands-on problem solving activities through the software delivery lifecycle - from planning to maintenance - ensuring that all voices are heard and understood while driving to timely, realistic solutions.

• Promote an inclusive culture of engineering excellence and being well-managed - using opportunities to inner source solutions where possible.

• Influence Product/Tech/Cyber stakeholders to balance excellence with doing the right thing on key technical decisions.

Basic Qualifications:

• Bachelor's Degree

• At least 7 years of experience with application architecture and design patterns

• At least 5 years of experience with architectural patterns (SOA), building APIs, microservices, and event streams

Preferred Qualifications:

• Master's Degree in Computer Science or a Master's Degree in Software Engineering

• 10+ years of experience of working with business leaders on the implications of architectural decisions

• 4+ years building cloud-native architectures and architecting enterprise applications on public cloud platforms and cloud ecosystems (AWS, GCP or Azure)

• Experience with GenAI, LLMs, RAG, Vector databases, Agentic frameworks, and MCP server

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One.