Senior Analyst - Risk and Compliance

This job is with American Express, an inclusive employer and a member of myGwork - the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.

You Lead the Way. We've Got Your Back.
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you'll be recognized for your contributions, leadership, and impact-every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

The Compliance Analyst is responsible for supporting processes and oversight for all regulatory compliance related matters within Spain for American Express products and services, including particularly relevant charge and credit card activities.

The Compliance Analyst reports to the Spanish Market Compliance Officer.

How you will make an impact in this role?

Support the development and embedding of appropriate and effective governance practices, controls and approval processes required at a business, legal entity and market level to achieve and demonstrate compliance with regulatory requirements, in particular those relating to payment services and customer protection, among others.

Advising the business on compliance-related matters, including but not limited to payment services, customer protection and the regulatory implications of new and existing products, services and processes.

Resolution of compliance-related incidents and gaps; and the review of business activities as appropriate.

Liaise with other departments as required when providing support to the business as well as when being involved in projects.

Develop and/or assists the business in the development and maintenance of compliance-related policies.

Develop and conduct customized training and communication plans to meet legal entity needs in professional development for compliance related areas. The responsibility also includes to coordinate and log training activities.

Minimum qualifications:

Regulatory compliance experience, preferably in the payment services and customer protection sectors.

Excellent understanding of compliance regimes, including ability to interpret American Express compliance requirements under laws and regulations.

Strong understanding of payment services systems and processes.

Strong Risk Management skills.

Strong Relationship, Communication and Influencing skills.

Ability to translate legislation and regulations into operational processes.

Ability to oversee projects in order to ensure compliance with legal and regulatory requirements.

Ability to manage multiple initiatives, to prioritise and reprioritise activities.

Ability to present to Senior Management to assist their understanding of compliance risks associated with their business.

Graduate and/or relevant professional qualification preferred - Law.

Solid understanding of the requirements of the regulatory environment and the wider implications of EU financial services laws in regards the business/activity supported.

Excellent interpersonal skills with the ability to engage and influence at all levels.

High level of English.

Minimum Experience Requirement: 3-4 year of experience working in Banks, Payments Institutions, Financial services or Internal Audit.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
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