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Ekonomiese en bestuurswetenskappe

Graad 9

Bestuurs-, verbruikers- en finansiële kennis en vaardighede

Module 25

Vorms van kredietaankope en metodes van betaling

AKTIWITEIT 1:

Om vorms van kredietaankope en metodes van betaling te ondersoek om aanbevelings in die verband te kan maak

[LU 3.6]

Aangesien die verbruiker nie altyd oor voldoende kontant beskik om sekere aankope te maak nie, is sekere vorme van krediethandel ontwikkel. Dit beteken aankope word nou gedoen maar betaling geskied eers later. Daar is verskeie vorme waarop kredietaankope kan plaasvind - ’n baie algemene manier is om op ope rekening te koop.

Die verbruiker open ’n rekening by ’n spesifieke winkel en doen sy aankope wanneer hy verkies. Aan die einde van die maand ontvang hy ’n rekening en betaal ’n maandelikse bedrag.

Huurkooptransaksies is ’n ander vorm van krediet waarmee duur aankope soos byvoorbeeld ’n motor gedoen word. Elke maand word ’n vaste paaiement betaal totdat die hele koopsom, plus rente, afbetaal is.

Kredietkaarte is vandag ’n baie gewilde metode van krediet. Verskeie aankope kan gedurende die maand gedoen word en ’n afskrif van al die kliënt se aankope word aan sy bank gestuur. Aan die einde van die maand word die verskuldigde bedrag van die kliënt se bankrekening afgetrek.

Daar is verskeie maniere waarop ’n verbruiker vir sy aankope kan betaal. Die mees algemene manier , om betalings te doen is deur middel van kontant, maar dit is nie veilig om groot hoeveelhede kontant saam te dra nie. Daarom word al hoe meer gebruik gemaak van elektroniese metodes van betaling waar geld glad nie fisies hanteer word nie.

’n Gewilde manier van betaal is deur middel van tjeks. Die houer van ’n tjekrekening gee opdrag aan sy bank, deur middel van die tjek, om ’n sekere bedrag geld aan ’n sekere persoon te betaal. Die opdrag word uitgevoer wanneer die tjek by ’n bank aangebied word vir betaling.

Betalings kan by die Poskantoor gedoen word deur middel van posorders. Sulke betalings kan veilig na enige plek in die land versend word. Die bedrag geld wat jy wil betaal, word saam met die kommissie by ’n poskantoor inbetaal en die posorder word aan die persoon gestuur. By ontvangs daarvan word die posorder by die poskantoor geruil vir kontant.

Debietkaarte kan gebruik word vir betalings in die winkel. Die geld word elektronies van jou bankrekening afgetrek. Dit is veilig omdat jy nie kontant saam met jou hoef te dra nie. Jy kan ook nie meer geld uitgee as wat in jou bankrekening is nie. Die balans van jou bankrekening kan te enige tyd by ’n outomatiese tellermasjien, gekontroleer word.

Reisigerstjeks is nuttig wanneer jy oorsee reis. Die geld word by die bank inbetaal en in ruil ontvang jy reisigerstjeks waarmee jy betalings in ander lande kan doen. Reisigerstjeks word voorsien in Amerikaanse, Kanadese of Australiese dollar, Franse frank, Britse pond, Duitse mark, Switserse frank, Hollandse gulden, Japanese jen en Saudi Rial.

Alhoewel al hoe meer mense hulle aankope op krediet doen, is dit nog steeds voordelig om kontant vir jou aankope te betaal.

Questions & Answers

what is the stm
Brian Reply
is there industrial application of fullrenes. What is the method to prepare fullrene on large scale.?
Rafiq
industrial application...? mmm I think on the medical side as drug carrier, but you should go deeper on your research, I may be wrong
Damian
How we are making nano material?
LITNING Reply
what is a peer
LITNING Reply
What is meant by 'nano scale'?
LITNING Reply
What is STMs full form?
LITNING
scanning tunneling microscope
Sahil
how nano science is used for hydrophobicity
Santosh
Do u think that Graphene and Fullrene fiber can be used to make Air Plane body structure the lightest and strongest. Rafiq
Rafiq
what is differents between GO and RGO?
Mahi
what is simplest way to understand the applications of nano robots used to detect the cancer affected cell of human body.? How this robot is carried to required site of body cell.? what will be the carrier material and how can be detected that correct delivery of drug is done Rafiq
Rafiq
what is Nano technology ?
Bob Reply
write examples of Nano molecule?
Bob
The nanotechnology is as new science, to scale nanometric
brayan
nanotechnology is the study, desing, synthesis, manipulation and application of materials and functional systems through control of matter at nanoscale
Damian
Is there any normative that regulates the use of silver nanoparticles?
Damian Reply
what king of growth are you checking .?
Renato
What fields keep nano created devices from performing or assimulating ? Magnetic fields ? Are do they assimilate ?
Stoney Reply
why we need to study biomolecules, molecular biology in nanotechnology?
Adin Reply
?
Kyle
yes I'm doing my masters in nanotechnology, we are being studying all these domains as well..
Adin
why?
Adin
what school?
Kyle
biomolecules are e building blocks of every organics and inorganic materials.
Joe
anyone know any internet site where one can find nanotechnology papers?
Damian Reply
research.net
kanaga
sciencedirect big data base
Ernesto
Introduction about quantum dots in nanotechnology
Praveena Reply
what does nano mean?
Anassong Reply
nano basically means 10^(-9). nanometer is a unit to measure length.
Bharti
do you think it's worthwhile in the long term to study the effects and possibilities of nanotechnology on viral treatment?
Damian Reply
absolutely yes
Daniel
how to know photocatalytic properties of tio2 nanoparticles...what to do now
Akash Reply
it is a goid question and i want to know the answer as well
Maciej
characteristics of micro business
Abigail
for teaching engĺish at school how nano technology help us
Anassong
How can I make nanorobot?
Lily
Do somebody tell me a best nano engineering book for beginners?
s. Reply
there is no specific books for beginners but there is book called principle of nanotechnology
NANO
how can I make nanorobot?
Lily
what is fullerene does it is used to make bukky balls
Devang Reply
are you nano engineer ?
s.
fullerene is a bucky ball aka Carbon 60 molecule. It was name by the architect Fuller. He design the geodesic dome. it resembles a soccer ball.
Tarell
what is the actual application of fullerenes nowadays?
Damian
That is a great question Damian. best way to answer that question is to Google it. there are hundreds of applications for buck minister fullerenes, from medical to aerospace. you can also find plenty of research papers that will give you great detail on the potential applications of fullerenes.
Tarell
how did you get the value of 2000N.What calculations are needed to arrive at it
Smarajit Reply
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ferdi Reply

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Source:  OpenStax, Ekonomiese en bestuurswetenskappe graad 9. OpenStax CNX. Sep 15, 2009 Download for free at http://cnx.org/content/col11073/1.1
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