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ATM safety

Credit card management

Advantages and nature of cheque accounts

How the bank can assist your business undertaking

How to plan and manage your own finances

See if you can obtain some of their brochures from your local bank.

  1. Marketing

A bank uses various strategies to market its services.

  1. Target groups

A bank divides its clients into various groups according to age and interests. There are special packages available to young people and also to pre-scholars.

Listen to the following questions and statements made by a commercial bank:

Be your own banker at the age of 12!

Do you want to manage your own finances as a teenager?

Would you like to see the money grow in your savings account?

Ask you parents to deposit your allowance in a Mega Save Account.

Use your Mega Card for cash withdrawals.

Simply draw your card through the terminal and pay!

It sounds so easy – especially to a teenager!

Sportsmen and -women are also targets. There are cards available especially to cyclists, and one for Comrades supporters. There is a Currie Cup interest rate for vehicle financing, and many others.

The aged are also targeted. There are special savings plans for funerals as well as special interest rates for retired people.

Collect as many of these marketing pamphlets as you can. They are available at commercial banks and through the post, and also in magazines.

Compare them to determine if there is one bank that impresses you more than the other.

  1. Competitions

“Use your credit card this month for purchases of R2 000,00 or more, and stand a chance to win one of the following fantastic prizes:

2 Mercedes C class

1 double first class air ticket to any destination worldwide.

7 days in Mauritius for two.

Sounds fantastic, doesn’t it! Let’s go and spend money!

Group work

Discuss in your groups why a bank encourages the use of credit cards by means of such competitions.

[LO 4.5]

  1. Competition time!

Divide into groups of your own choice

Establish a bank of your own.

Decide on a name and logo for you bank.

Market your bank by using brochures, advertisements and posters. (You must “sell” your bank to the public.)

Appoint a panel of judges to choose the “best bank” in class on the strength of its marketing strategy.

[LO 4.5]


LO 3

Management, Consumer and Financial Knowledge and Skills

The learner is able to apply and demonstrate, in a responsible manner, knowledge as well as a range of management, consumer and financial skills.

We know this when the learner :

3.3 finds out and discusses how a savings account is opened at a bank, and completes deposit and withdrawal slips;

3.4 discusses the value of savings and thrift and people’s difficulty in saving if basic needs are not met.

LO 4

Entrepreneurial Knowledge and Skills

The learner will be able to demonstrate entrepreneurial knowledge, skills and attitudes.

We know this when the learner :

4.5 discusses the four elements of the marketing mix in a simple business activity (product, price, place, promotion).


  • Teacher facilitates. Note size of amounts that have been spent. Is there a balance between money received and money spent?
  • Draw up a bank statement by using previous example.

Group work

  • Interest = income for bank

Questions & Answers

Is there any normative that regulates the use of silver nanoparticles?
Damian Reply
what king of growth are you checking .?
What fields keep nano created devices from performing or assimulating ? Magnetic fields ? Are do they assimilate ?
Stoney Reply
why we need to study biomolecules, molecular biology in nanotechnology?
Adin Reply
yes I'm doing my masters in nanotechnology, we are being studying all these domains as well..
what school?
biomolecules are e building blocks of every organics and inorganic materials.
anyone know any internet site where one can find nanotechnology papers?
Damian Reply
sciencedirect big data base
Introduction about quantum dots in nanotechnology
Praveena Reply
what does nano mean?
Anassong Reply
nano basically means 10^(-9). nanometer is a unit to measure length.
do you think it's worthwhile in the long term to study the effects and possibilities of nanotechnology on viral treatment?
Damian Reply
absolutely yes
how to know photocatalytic properties of tio2 nanoparticles...what to do now
Akash Reply
it is a goid question and i want to know the answer as well
characteristics of micro business
for teaching engĺish at school how nano technology help us
Do somebody tell me a best nano engineering book for beginners?
s. Reply
there is no specific books for beginners but there is book called principle of nanotechnology
what is fullerene does it is used to make bukky balls
Devang Reply
are you nano engineer ?
fullerene is a bucky ball aka Carbon 60 molecule. It was name by the architect Fuller. He design the geodesic dome. it resembles a soccer ball.
what is the actual application of fullerenes nowadays?
That is a great question Damian. best way to answer that question is to Google it. there are hundreds of applications for buck minister fullerenes, from medical to aerospace. you can also find plenty of research papers that will give you great detail on the potential applications of fullerenes.
what is the Synthesis, properties,and applications of carbon nano chemistry
Abhijith Reply
Mostly, they use nano carbon for electronics and for materials to be strengthened.
is Bucky paper clear?
carbon nanotubes has various application in fuel cells membrane, current research on cancer drug,and in electronics MEMS and NEMS etc
so some one know about replacing silicon atom with phosphorous in semiconductors device?
s. Reply
Yeah, it is a pain to say the least. You basically have to heat the substarte up to around 1000 degrees celcius then pass phosphene gas over top of it, which is explosive and toxic by the way, under very low pressure.
Do you know which machine is used to that process?
how to fabricate graphene ink ?
for screen printed electrodes ?
What is lattice structure?
s. Reply
of graphene you mean?
or in general
in general
Graphene has a hexagonal structure
On having this app for quite a bit time, Haven't realised there's a chat room in it.
what is biological synthesis of nanoparticles
Sanket Reply
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Source:  OpenStax, Economic and management sciences grade 5. OpenStax CNX. Sep 05, 2009 Download for free at http://cnx.org/content/col10974/1.1
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