Loan Officer

Description:
Join Our Team in Clear Lake, Iowa - New Bank Iowa location opening in May 2025!

We are thrilled to announce the opening of our brand-new branch in Clear Lake, Iowa! This is an exciting opportunity to be part of our expanding team from the ground up in a dynamic and vibrant community.

As we grow, we are looking for passionate individuals who are ready to make an impact and help shape the future of our new location. If you're eager to take on new challenges, contribute to a rapidly growing team, and be part of a significant moment in Bank Iowa's journey, we want to hear from you!

What You'll Be Doing

As a Loan Officer at Bank Iowa, you will specialize in generating quality Ag and/or Commercial loans as well as building full relationships with clients that include referrals for other Bank products and services in our new Clear Lake location. This role plays a pivotal part in growing and maintaining the bank's portfolio and will make efforts to be a part of and improve the community.

Manages an agriculture and/or commercial loan portfolio. Builds and maintains strong relationships with ag and/or commercial clients, fostering business growth and client retention within the North Iowa Region.

Oversees ag and/or commercial lending activities including loan origination, underwriting, and portfolio management.

Manages an ag and/or commercial loan portfolio with total outstanding balance of $25+ million and manage 25-50 client relationships.

Meets with clients to obtain information for loan applications and to answer questions about the process. Works with clients to identify their financial goals and to find ways of reaching those goals.

Develops relationships with various community and professional organizations to further enhance the bank's image and develop additional business or promote additional bank services.

Approves loans within specified limits and refers loan applications outside those limits to management for approval.

Requirements:
Skills/Experience You'll Need

Bachelor's degree in Ag Business, Finance, Economics, or related field with relevant work experience. Relevant experience may be substituted for education.

Strong Agriculture background preferred.

Minimum of 7+ years lending and banking experience as an Ag and/or Commercial Loan Officer.

Ideal candidates will have leadership experience as well as banking experience, credit analysis or underwriting experience, and/or proven sales experience.

What you'll love about us

Our team members love working here, and the prevailing reason is this:
our people. In addition to the great team you will be a part of, here are some of the other reasons why our team members love working here:


A competitive financial package we want you to bring your best so in addition to your compensation, every team member receives a bonus opportunity, a generous 401k match, and discretionary profit sharing.

Robust benefits and wellness - we are proud to offer health, dental and vision insurance as well as a wellness program designed to help drive down your premiums for benefits-eligible team members. Our wellness initiatives promote positive change and allows our team members to think big.

Blending work and life - As a people-centered organization, each team member is provided a generous PTO bank. Bank Iowa team members receive 11 paid observed holidays, 100% paid parental leave, an opportunity for sabbatical leave, generous bereavement, and an employee assistance program designed to support team members throughout various stages in their lives.

Continued learning opportunities - Bank Iowa enables great things and supports team member development at every stage of your career. Our development approach focuses on your innate talents and developing those into areas of strengths. Learning experiences are available in formal & informal training settings, as well, on-the-job training. Development programs are available in-person and online. Our tuition reimbursement program is available to support formal education programs.

Community Involvement - Our team members are active members of their communities and people-centered. Bank Iowa aspires to be a center of influence in each of the 22 communities we are located in. In addition to company-sponsored volunteer opportunities, we offer paid volunteer time off (VTO), which allows team members to give their time to organizations they care about, without having to use PTO.

Recognition - Bank Iowa is proud of our team members who 'Live our Values'. Our peer nominated recognition program presented annually, recognizes and celebrates team members who exemplified our values from the past year.

Our People-Centered Culture

At Bank Iowa our purpose is to Empower People, Inspire Success and Foster Growth. Bank Iowa is one of the leading independent Ag banks and the second-largest family-owned bank in the state of Iowa. Our bank family consists of team members and clients throughout Iowa who we serve in our 22 communities.

At Bank Iowa, we're proud to put people first, and we value our team members as much as our clients. We support team member development by focusing on their innate talents and developing those into areas of strength. We offer an environment where people care about each other, like family. If you're looking for a career with colleagues who have the opportunity to bring their best, think big, and enable great things, Bank Iowa is the place for you.

Bank Iowa is an equal opportunity employer with a passion for creating an inclusive environment where all people are truly welcomed, valued and respected - for all of who they are - regardless of differences. All applicants will be considered for employment without regard to age, race, color, sex, pregnancy, sexual orientation, gender identity, military service, national origin, religion, physical or mental disability, genetic information, or any other classifications protected by applicable federal, state or local laws.

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