Credit Analyst- German Speaking

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As a leading global energy company, we provide heat, light and mobility to customers worldwide. Across the bp landscape, we're home to a range of brands across many areas of our industry.  We're investing in today's energy system and helping build out tomorrow's. So while we're still in oil and gas, over the next decade we'll become a different kind of energy company. We're decarbonizing and diversifying our business, fundamentally transforming what we do so we can reach net zero by 2050 or sooner. We also have a strong mission to help the whole world reach net zero too - working across our industry to improve people's lives. 

It's an exciting time to join bp. Meeting the energy challenge requires many different approaches and solutions. And as part of Finance Business & Technology (FBT), you'll be fully connected into the world of bp. You'll play an increasingly important part within a network of like-minded colleagues partnering on strategic projects that stretch across the globe. And it starts with you. There's a world of opportunities to build new skills, challenge yourself and grow a long-term career at bp. And no matter where you work, your role will have meaning, purpose and impact. So if you want to be part of a caring, supportive environment where you can realize your full potential, we're with you.

Would you like to discover how our diverse, hardworking people are leading the way in making energy cleaner and better - and how you can play your part in our world-class team?

Join our Budapest Team and advance your career as a

Credit Analyst- German Speaking

In this role You will (be):

• Perform regular and event driven credit assessments of the customers based on the Credit Policy and Delegation of Authority by:
  
• analyze as the part of the credit assessment
• define the overall need and type of security for individual customers.
• prepare high quality assessments above the own Delegation of Authority for further approval.
• take decision to block / unblock customers from delivery.
• Continuous monitoring of customers' portfolio regarding alerts
• Be able to identify key, strategic or high-risk business customers and issues and take actions together with the relevant stakeholders.
• Exposure Management and Monitoring by
• monitoring of exposure regarding credit limit and overdue
• communicate and monitor results to sales and provide support to find positive solutions for BP
• investigate and analyze portfolio trends, assess root causes and make suggestions on risk mitigations and improvements.
• Understand the business and drive execution by
• support sales to find ways of working even with problematic customers.
• keep close contact with sales by attending and/or organizing regular meetings on credit matters.
• be a business partner to balance the risk and enable the business.
• Credit Insurance perform related processes for the relevant customers.
• Define the overall need of credit insurance.
• Align with the regional Credit Manager

What You will need to be successful:

• University Degree in Economics or Finance is preferred.
• Fluency in English and German language knowledge
• 2+ years of Cash Collection, Credit Management, or similar finance experience in an international environment
• SAP knowledge is an advantage
• Ability to deal with complex situations while maintaining the right balance of customer and business focus.
• Ability to produce high-quality assessments within tight deadlines.

At bp, we provide the following environment & benefits to you:

• Different bonus opportunities based on performance, wide range of cafeteria elements
• Life & health insurance, medical care package
• Flexible working schedule:
  home office up to 2 days / week, based on team agreement
• Opportunity to build up long term career path and develop your skills with wide range of learning options
• Family friendly workplace e.g.:
  Extended parental leave, Mother-baby room
• Employees' wellbeing programs e.g.:
  Employee Assistance Program, Company Recognition Program
• Possibility to join our social communities and networks
• Chill-out and collaboration spaces in our beautiful Budapest Agora and Szeged offices e.g.:
  Play Zones, Office massage, Sport and music equipment

bp Hungary won the Most Attractive Employer 2024 Award (SSC / BSC sector) fourth time in a row at PwC's annual employer research. Come and join us!

Travel Requirement

Relocation Assistance:

Remote Type:

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Legal Disclaimer:

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, socioeconomic status, neurodiversity/neurocognitive functioning, veteran status or disability status. Individuals with an accessibility need may request an adjustment/accommodation related to bp's recruiting process (e.g., accessing the job application, completing required assessments, participating in telephone screenings or interviews, etc.). If you would like to request an adjustment/accommodation related to the recruitment process, please contact us.

If you are selected for a position and depending upon your role, your employment may be contingent upon adherence to local policy. This may include pre-placement drug screening, medical review of physical fitness for the role, and background checks.