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## A. my money - my responsibility:

A bank is simply the agent that keeps your money safe and performs transactions as requested by a client. It remains your responsibility to manage your money.

When you open an account at a bank, the bank will send you a monthly bank statement to inform you of what you did with your money during the previous month and what your balance was at the end of that month.

With the help of your friend, study the following bank statement and decide whether Mr De Klerk has managed his money responsibly.

H DE KLERK SA BANK

5 GREEN STREET CAPE TOWN

CAPE TOWN ACCOUNT NUMBER: 777756

8001

PRESENT BALANCE : 2 056,11

STATEMENT FOR PERIOD : 18/09/2004 – 25//09/2004

 DATE TRAN. DESCRIPTION CHARGES AMOUNT BALANCE 180904 CHEQUE : 22 1 052,66 180904 CASH WITHDRAWAL 4,50 234,56 818,10 180904 DEPOSIT: CHEQUE 2,40 150,00 668,10 190904 DEPOSIT: CASH 0,59 278,90 947,00 190904 CHEQUE: 24 1,20 250,76 1 197,76 220904 CHEQUE: 25 2,80 166,80 1 030,96 220904 DEPOSIT: CHEQUE 1,60 89,99 940,97 230904 CASH WITHDRAWAL 5,80 1 958,60 2 899,57 230904 BANK CHARGES 5,60 1 000,00 1 899,57 240904 CHEQUE: 23 0,00 24,49 1 875,08 240904 ACB CREDIT 7,80 1 278,60 596,48 250904 CHEQUE: 26 0,00 3 500,00 4 096,48 250904 CASH WITHDRAWAL 7,80 1 875,99 2 220,49 250904 CHEQUE: 22 2,80 164,38 2 056,11

END OF QUERY 25/09/2004 11:23:20

Have you calculated the final balance?

Do you think that Mr de Klerk has sufficient money in his account to buy Christmas presents?

Our conclusion:

Use the following list of transactions to compile a bank statement for the month of September. Remember to subtract amounts paid out from the balance and to add amounts received.

 1 Sept. Bought toys Cheque no. 66 R 215,99 3 Sept. Paid for Gardening Cheque no. 67 R 150,00 3 Sept. Paid telephone Cheque no. 68 R 347,56 4 Sept. Municipality Cheque no. 69 R 287,90 5 Sept. Withdrew cash R 500,00 7 Sept. Petrol Cheque no. 70 R 185,47 10 Sept. Food Cheque no. 71 R 1 245,67 15 Sept. Received salary R 6 899,00 17 Sept. Received gift R 250,00 21 Sept. Motor car service Cheque no. 72 R 1 085,00 25 Sept. Petrol Cheque no. 73 R 165,80 28 Sept. Children’s pocket money (cash) R 170,00 30 Sept. School fees Cheque no. 74 R 855,00 30 Sept. Hotel (long weekend) Cheque no. 75 R 2 068,00

[LO 3.4]

## B. a bank – a business

Have you ever thought of a bank as a business?

A bank not only sells money, but also a service to its clients. They are in competition daily with other banks. As in any business, they have to attract the attention of potential clients.

The “product”, money, cannot be improved or made more attractive. Money remains money. A bank cannot suddenly decide to print money with colourful borders in order to attract the attention of young people. For that reason banks must concentrate on the other aspect, namely SERVICE. How is money made available to the client, and what is the quality of the attention a bank offers its clients?

1. Information brochures

Most commercial banks offer a large selection of colourful brochures that explain the facilities available to their clients. There are brochures or pamphlets that tell the clients more about:

where we get a research paper on Nano chemistry....?
nanopartical of organic/inorganic / physical chemistry , pdf / thesis / review
Ali
what are the products of Nano chemistry?
There are lots of products of nano chemistry... Like nano coatings.....carbon fiber.. And lots of others..
learn
Even nanotechnology is pretty much all about chemistry... Its the chemistry on quantum or atomic level
learn
da
no nanotechnology is also a part of physics and maths it requires angle formulas and some pressure regarding concepts
Bhagvanji
hey
Giriraj
Preparation and Applications of Nanomaterial for Drug Delivery
revolt
da
Application of nanotechnology in medicine
what is variations in raman spectra for nanomaterials
ya I also want to know the raman spectra
Bhagvanji
I only see partial conversation and what's the question here!
what about nanotechnology for water purification
please someone correct me if I'm wrong but I think one can use nanoparticles, specially silver nanoparticles for water treatment.
Damian
yes that's correct
Professor
I think
Professor
Nasa has use it in the 60's, copper as water purification in the moon travel.
Alexandre
nanocopper obvius
Alexandre
what is the stm
is there industrial application of fullrenes. What is the method to prepare fullrene on large scale.?
Rafiq
industrial application...? mmm I think on the medical side as drug carrier, but you should go deeper on your research, I may be wrong
Damian
How we are making nano material?
what is a peer
What is meant by 'nano scale'?
What is STMs full form?
LITNING
scanning tunneling microscope
Sahil
how nano science is used for hydrophobicity
Santosh
Do u think that Graphene and Fullrene fiber can be used to make Air Plane body structure the lightest and strongest. Rafiq
Rafiq
what is differents between GO and RGO?
Mahi
what is simplest way to understand the applications of nano robots used to detect the cancer affected cell of human body.? How this robot is carried to required site of body cell.? what will be the carrier material and how can be detected that correct delivery of drug is done Rafiq
Rafiq
if virus is killing to make ARTIFICIAL DNA OF GRAPHENE FOR KILLED THE VIRUS .THIS IS OUR ASSUMPTION
Anam
analytical skills graphene is prepared to kill any type viruses .
Anam
Any one who tell me about Preparation and application of Nanomaterial for drug Delivery
Hafiz
what is Nano technology ?
write examples of Nano molecule?
Bob
The nanotechnology is as new science, to scale nanometric
brayan
nanotechnology is the study, desing, synthesis, manipulation and application of materials and functional systems through control of matter at nanoscale
Damian
Is there any normative that regulates the use of silver nanoparticles?
what king of growth are you checking .?
Renato
What fields keep nano created devices from performing or assimulating ? Magnetic fields ? Are do they assimilate ?
why we need to study biomolecules, molecular biology in nanotechnology?
?
Kyle
yes I'm doing my masters in nanotechnology, we are being studying all these domains as well..
why?
what school?
Kyle
biomolecules are e building blocks of every organics and inorganic materials.
Joe
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